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“For my own part,” Ms. Yellen said, “I did not see and did not appreciate what the risks were with securitization, the credit ratings agencies, the shadow banking system, the S.I.V.’s — I didn’t see any of that coming until it happened.

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“For my own part,” Ms. Yellen said, “I did not see and did not appreciate what the risks were with securitization, the credit ratings agencies, the shadow banking system, the S.I.V.’s — I didn’t see any of that coming until it happened.

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February 27 at noon ET for a Color of Money Live online discussion. I finally sat down and wrote it out and I have $48k in credit cards, car loans and student loans. I wrote out a reasonable repayment plan that will have me debt free in.

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